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Retirement Guys: Found money

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Don’t you just love it when you slip on your jacket, check the pockets and find $20? Who doesn’t, right? One of the favorite parts of our job at The Retirement Guys is to help people find money when it comes to their investments. Finding money for clients is a two-part process that involves looking at the money going out and looking at the money coming in. Once we get started, money can usually be found in a lot of different ways.

Here are just a few ways that you, too, can find money.

Money going out

1. Buy the right investments in the right accounts. Consider holding tax-favored investments in taxable accounts. Many times, we find investors who own fully taxable accounts have investments that are 100 percent taxable each year. Instead, if the investments were shifted to a tax-free municipal bond, tax-advantaged real estate investment trusts or energy investments versus fully taxable strategies, less would go to taxes and more could be kept by the investor.

2.  Get life insurance policies that leverage money and provide long-term care benefits. Health care costs can wipe out the average family and even those with millions of dollars shouldn’t pay dollar for dollar for health care costs. Instead, leverage your money with insurance.

3. Cut investment fees and expenses. Sometimes it takes some work to add up all of the fees and expenses that are both disclosed and undisclosed in investments. Yet, once the effort is put in, wasted fees and expenses can be eliminated.

4. Eliminate debt. We talk with people all of the time who have a mortgage, credit card or car loans that cost anywhere from 4 percent to 15 percent; yet, they also have large balances in accounts that are earning less than 1 percent. By paying off the debt, they get to keep more of their hard-earned money.

5. Max out Roth IRA contributions. Roth IRAs offer the opportunity to get 100 percent tax-free growth and income for life. Roth IRAs aren’t just for young kids; they are a great option to consider for investors of all ages.

Money coming in

6. Old annuities. Minimum guaranteed rates in many older fixed annuities are much higher than what the average investor could get in other current safe accounts. Be sure to review how surrender changes could apply if any money is added into older annuities before you invest.

7. Life insurance policies that focus on maximum cash value can be a great approach. Insurance policies not only offer guarantees but indexed universal life insurance policies allow the account owner a higher potential return than most other fixed investments. Consider policies that don’t lock up your money.

8. Save in a company retirement plan. According to Aon Hewitt, 46 percent of American workers age 20-29 who have access to a pre-tax 401(k) retirement plan do not participate in the plan. Not only is it a mistake to not save for retirement, but the employee could also be missing out on free money if the company offers a matching contribution.

9. Pay attention to yield. Most investors focus mainly on the performance of their account. Although performance is important, the average investor has little control over the performance of the stock market in the future. Instead, focus on what can be controlled by concentrating on which yield can be increased by the proper investment selection. More yield from dividends and interest means more annual income.

These ways to find money do not consider your particular situation or risk tolerance. They should be used as a starting point in getting a comprehensive review done prior to making any changes. What we often find is that the average person is able to find money in several ways. So check out these nine ways with your money. Then visit us at ToledoFreePress.com and share with us some other ideas on how you have been able to find money.

Insurance guarantees are based upon the claims-paying ability of the insurance company. To qualify for the tax-free and penalty-free withdrawal of earnings, a Roth IRA must be in place for at least five tax years, and the distributions must take place after 59 ½ or due to death, disability or first-time home purchase ($10,000 lifetime maximum). Depending upon state law, Roth IRA distributions may be subject to state taxes.

For more information about The Retirement Guys, tune in every Saturday at 1 p.m. on 1370 WSPD or visit www.retirementguysnetwork.com. Securities and Investment Advisory Services are offered through NEXT Financial Group Inc., Member FINRA / SIPC. NEXT Financial Group, Inc. does not provide tax or legal advice. The Retirement Guys are not an affiliate of NEXT Financial Group. The office is at 1700 Woodlands Drive, Suite 100, Maumee, OH 43537. (419) 842-0550

Culbreath: UT hockey team heads to championship tournament

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Compared to football or baseball, hockey has relatively few fans. Compared to college football, college hockey’s fanbase is dang near miniscule. In this region, though, it does have its followers: Ohio State, University of Michigan, Michigan State and Bowling Green State University all have fantastic NCAA Division I programs that have seen players move on to the upper echelons of the sport. Those teams are gearing up for the final CCHA tournament, and we’ll hopefully see some of them at the Huntington Center at the Midwest Regionals of the NCAA Tournament on March 30 and 31.

Lost in all of that, though, is a scrappy team that plays in a public rink on Alexis Road that wears the midnight blue and gold. They may not be an NCAA team, but they’re starting to see success at their level.

The University of Toledo hockey team is not so much an official team as it is a student organization, but its history goes all the way back to 1965. It currently plays in the Tri-State Collegiate Hockey League (TSCHL), a Division II conference in the American Collegiate Hockey Association (ACHA) (think the NAIA, but for hockey). Their history includes successes both past and present: an ACHA Division II National Championship in 1992, and league titles in the ’60s, ’70s and ’80s. Last year, the Rockets blazed through the TSCHL tournament to win the league championship. This year, the Rockets shared the regular-season title with Dayton and head into the March 1-3 TSCHL Tournament as one of the top seeds, hoping to defend their title. The Rockets also had qualified for the ACHA Regional tournament, but lost a 3-2 heartbreaker to Virginia Tech in overtime.

Much of the team’s organization is built from within. Head Coach Matt Bollinger is a former player for the team. General Manager Greg Urig also spent four years on the ice for the Rockets before lending his services to building the program. According to Urig, the team would come and go based on whether or not there were enough people interested to actually field a team. Now, the structure is in place where the team is actually recruiting.

“It’s a matter of telling these kids that the level of play they’ll see here is about on the same level as they’d see in a Division III team in the NCAA,” Urig told me. “It’s still a collegiate level of hockey.”

I also talked to Mark Born, the father of Zack Born, one of the team’s offensive leaders. Mark was the one who originally reached out to Toledo Free Press, because he’s excited about the success the team has seen in recent years. “These are good kids, and this is good hockey that Toledo needs to see.”

It’s a little late in the year to take in the team now. They play their regular season games at the Team Toledo Ice House, but the regular season is already in the books. This weekend’s tournament will be held in North Canton, so if you’re up for a road trip, then hurry up; Toledo plays at 6:30 p.m. on March 2, and the Championship game is March 3 at 1:30 p.m.

Barring the roadie, you’re going to want to keep an eye out for this squad. Qualifying for the ACHA regional tournament was a Big Friggin’ Deal for this team, validating last year’s title and this year’s regular season championship. And spread the word: There are big-time prep hockey programs around here, and if a kid isn’t going to play for one of the big boys on the collegiate level, it doesn’t mean they still can’t play.



Matt “Shaggy” Culbreath is sports director at 1370 WSPD. Email him at [email protected].

Family Practice: Move over, Steve Martin

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I’m less than two months away from earning my “10 Years of Motherhood” pin. Technically, I think I probably earned it five or six months ago considering it’s been about 10 and a half years since I started with my first bout of morning sickness. Nonetheless, my oldest is about to turn a decade old and my motherhood will officially do the same.

As this monumental milestone inches closer and closer to reality, I suspect I’ll struggle to grasp  and accept its weight in more ways than one. I’m counting on fits of denial, phantom ticks of my biological clock seeming to beg for one more baby and two to four middle-of-the-night, where-has-the-time-gone panic attacks. Perhaps because we are just so busy on a daily basis or perhaps because the fits of denial have already begun, what should be a wicked tugging of the ol’ maternal heartstrings has so far manifested itself in a completely different way. As I soak up my three wonderful children each day, all I can seem to think of is, “I can’t believe I have been having to repeat the same thing over and over for almost ten years now!”

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That’s right. I have been spouting off the same motherly instructions for 10 long years, many to no avail. “Brush your teeth.” “Put that away.” “Please eat something.” “Turn the TV off.” “Say ‘thank you.’” “That’s enough.” “Put your clothes back on right now.” Over and over and over again.

My inability to get through to my fairly good children after reiterating the same simple commands repeatedly every day for nearly a decade makes me realize that not everything is our fault as parents and that children aren’t necessarily steered into compliance by suggestions from parenting magazines. I’ve spent years, nay, nearly a decade working tirelessly to mold my children to the best of their abilities and I have yet to feel triumphant enough to take a victory lap or two.

Despite my best efforts (make that 80 percent or so of my best effort or so), we’re still combating messy rooms, nose picking, picky eating, food all over the house, inappropriate attire, writing on furniture, homework refusal, bathing refusal, bedtime refusal, most every other kind of refusal, forgotten toilet flushes, sibling rivalry, hitting, yelling, and the all-time classic, talking back. Every. Single. Day. I’m exhausted just thinking about it.

Fortunately, the years of experience have not left me completely without beneficial parenting skills, as I can name your toddler’s ailment in four symptoms or less and change a diaper with my eyes closed. Still, I can’t help but wonder at what point I’m finally going to get good at this. My bossy 9-year-old, school-hating 7-year-old and TV-addicted 3-year-old don’t quite move me to pat myself on the back for a job well done.

And then I remember a story a friend once told me. He spoke of how when, pre-children, he groaned at some friends with children for not being available enough and canceling plans at the last minute. “What jerks,” he thought. Upon having his own children and partaking in the 24-hour-a-day, 365-day-a-year state of responsibility that is parenthood, however, he had an epiphany. “All of a sudden I realized,” he confessed, “that all of those years I was the jerk.”

Between his declaration and my ongoing realization that my kids aren’t and will likely never be parenting-magazine perfect, I’ve decided that much of raising children has to do with simply acknowledging what a jerk you’ve been most of the years prior. Even though I knew kids like the back of my hand before I even had my own, deep down I still had the notion that many a parent was doing it wrong.

Growing up, you think your own parents are doing it all wrong and then throughout young adulthood you can barely see children out in public without contemplating how superior your parenting skills are going to be to their parents’ skills. “My children will never be like that,” you oh-so-foolishly gloat.

Yet, here I stand, 10 years into the parenting gig and, despite both encouraging good choices and setting good examples, I can’t even get my kids to wear coats in the wintertime. That “10 Years of Motherhood” pin is no doubt going to be a reminder of how little I have it all figured out rather than a badge of wisdom. In the wise words of Michael Franti, “The more I see the less I know.”



Shannon Szyperski and her husband, Michael, are raising three children in Sylvania. Email her at [email protected].

Musicians come together for Acoustics for Autism

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About 30 local musical acts will gather March 10 to rock out in support of Project iAm, a charity that provides scholarships to children with autism.

This is the sixth year of the event called Acoustics for Autism. The concert, which features three stages, is the result of founder Nicole Khoury’s hard work. The attorney started Project iAm after speaking with her best friend, whose child has autism, about the financial difficulties that families whose children have autism can face.

“I’ve seen the struggles of these families. They’re the people who need the money for their treatment and therapy and unfortunately there aren’t a lot of resources at all,” Khoury said.

Khoury’s band Arctic Clam is one of the bands playing at the show, which takes place at The Village Idiot and Buster Brown’s Lounge. Each venue features a stage and a heated tent will house kid-friendly activities and a third stage.

Many of the bands playing have been part of the event for years, Khoury said. Her band plays at 6:15 p.m. on The Village Idiot stage.

“It’s just an awesome, feel-good event. The musicians that are there want to support us and not because they want to put it on their resume,” Khoury said.

One of those musicians is Dave Carpenter, who will play with The Jaeglers at 8:15 p.m. on The Village Idiot stage. Carpenter helped co-found the concert six years ago.

Carpenter said when they started the event, he didn’t foresee it becoming as big as it is today.

“I jokingly say to Nicole, ‘It’s like pushing a snowball off a mountain.’ It just continues to build,” he said, adding that the musicians who keep coming back make it successful.

“I really want to highlight all the other musicians that have really helped us out. These musicians have donated their time on a Sunday.”

Playing on a Sunday is one of the things singer-songwriter Kyle White enjoys about Acoustics for Autism.

“It’s nice that it’s on a Sunday and I get to see all my musician friends,” White said. “We all play the same nights [the rest of the week].”

White, who has been involved with the annual concert since its start, also emphasized, “The energy’s always just amazing. All of the best music in the city is there in one day, so that’s always a bonus.”

White is set to play at 3:10 p.m. on The Village Idiot stage.

Another featured musician is John Barile, who is set to play with Bobby May at 3:50 p.m. on The Village Idiot stage.

“[Project iAm] does such a good job promoting [the concert] and it’s a great cause,” Barile said. “[Khoury’s] just a fantastic person.”

He said his favorite part of Acoustics for Autism is “the camaraderie of all us musicians coming together for a great cause.”

Jeff Stewart will play with the 25’s at 7:15 p.m. at The Village Idiot stage. Like Khoury, he has a personal connection to the concert’s cause.

“One of my best friends has a son that’s autistic and I know what he goes through,” he said. “It’s great to do this thing for the kids.”

He added that he is looking forward to playing at The Village Idiot.

“The Village Idiot is a small little community bar. … I’m looking forward to drinking the beer, eating the pizza and playing the music,” Stewart said.

The musicians also include The Eight-Fifteens. Pat Lewandowski, Calen Savidge, Brian Bocian, Zak Ward, Flabongo Nation and several others. DJ Sid will play between sets.

The concert also features chances for attendees to score some loot with a raffle, prize vault and silent auction.

Prizes include an iPad, an Ohio State University University of Michigan cornhole board with signed merchandise, a bat signed by Prince Fielder, a ball signed by Miguel Cabrera and a one-week stay in a Charleston, S.C., condo.

There is no admission fee at the door so all proceeds are made from donations and bidding.

Khoury said, “We don’t charge to get in. We hope you make a donation at the door, but you’ll never see us pushing stuff. I mean, I might have a cute little girl running around selling wristbands that you just can’t help but give her money, but we don’t sit there and say, �?Donate, donate, donate!’ We hope you come in and feel the love at the event and want to donate.”

Last year’s Acoustics for Autism event made about $15,000 and a second concert with Pittsburgh-based Rusted Root made $12,000.

Community partners also chip in for different supplies and prizes, Khoury said.

Last year, the nonprofit helped three or four families with treatment, therapy and other needs, she said. The criteria for receiving scholarship funds are available at www.aboutprojectiam.com/scholarships.php.

Khoury stressed that volunteering helps give applicants an edge.

“My main plea to people, parents who are applying, is get involved with this charity. We don’t ask for much of you; you know, volunteering for an event, or if you can’t get out of the house, I’ve got plenty of things for you to do at home. There’s a lot of grunt work that gets laid on my shoulders that I will happily delegate,” she said.

Those wishing to help with Acoustics for Autism can contact Khoury at [email protected]. To learn more and see a complete schedule, visit http://acousticsforautism.com/.

The Village Idiot is located at 309 Conant St., Maumee, and Buster Brown’s is at 313 Conant St., Maumee. Acoustics for Autism starts at noon March 10 and runs until 2 a.m.

Bill may allow Ohio adoptees to obtain birth certificates

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Bill sponsor Rep. Dorothy Pelanda, left, and Betsie Norris discuss the adoption bill prior to a recent hearing. Photo by Margaret Sabec.

An entire generation of adoptees in Ohio could finally be granted what some proponents of a bill — now in committee hearings in the state House of Representatives — say is a basic human right.

House Bill 61 and its counterpart Senate Bill 23 address what is referred to in Ohio adoption law as the “closed record period,” the years from 1964 to 1996, because adoptees born and adopted during those years are banned by law from accessing their original birth certificate.

That legal quirk resulted from the state’s closing such records in 1964, reflective of a trend at the time toward confidentiality. When a 1996 state law once again granted birth certificate access to adoptees there remained enough opposition to the change to prevent lawmakers from making those rights retroactive to 1964. Thus, a historical “doughnut hole” was created.

In today’s information society, driven by an ever-expanding Internet, preventing select adult adoptees from seeing their original birth certificates no longer seems the right thing to do in the view of many who advocate for adoption. Apparently, numerous state lawmakers agree. Besides the two sponsors for each bill, the Senate version has 10 co-sponsors while 25 co-sponsors signed the House bill.

If the new proposals become law, adoptees born in Ohio between 1964 and 1996 will have the right, upon their 18th birthday, to obtain a copy of their original birth certificate.

Proponent testimony is scheduled for March 6. The House Judiciary Committee will also schedule a hearing for testimony from anyone who opposes the bill, according to Rep. Dorothy Pelanda, R-Marysville, who together with Rep. Nickie Antonio, D-Lakewood, sponsored House Bill 61.  Pelanda told Toledo Free Press she is as yet not aware of anyone opposing the legislation.

“No group, no individual has come forward to say ‘I’m opposing it,’” Pelanda said.

Pelanda views the new law as “giving adoptees a piece of their history.” In practical terms, that piece is the name of the adoptee’s birth mother. Pelanda, an adoption attorney for 30 years, noted that unmarried women who give birth are not allowed by law to provide information about the father for the birth certificate.

Pelanda is also an adoptive parent.

“My daughter’s original birth certificate is precious to her,” Pelanda said, because it “answers in part who she is.”

According to a fact sheet advocating for restoring Ohio adoptees’ rights, provided by Betsie Norris, executive director of Adoption Network Cleveland, the intent of the 1964 state law sealing adoptees’ documents “was to erase any tie between the baby and the birth mother or birth family” and “was considered, at the time, the best way to ensure a successful adoption.”

The new legislation would not impact adoptees born after 1996. Its provisions would simply extend to adoptees born between 1964 and 1996 the same right to access birth records.

Norris, herself an adoptee, said the amended birth certificates are sometimes scrubbed of more than the birth parents’ information. In some cases, even the birth weight and time of birth are redacted.

Mike Gonidakis, president of Ohio Right to Life (ORTL), told Toledo Free Press his group supports House Bill 61 and its Senate counterpart.

Explaining the evolving thought process on this issue, Gonidakis said ORTL in 1996 opposed opening birth records to adoptees. Back then, Gonidakis was focused on law school at the University of Akron, but speaking historically, he said ORTL’s opposition at that time was based on “the fear” that “birth mothers might choose abortion over adoption” if they believed their confidentiality was not guaranteed.

Gonidakis said people today are being reunited thanks to information and records obtained through Internet searches by adoptees. The new law would streamline the process for those born from 1964 to 1996, said Gonidakis, who noted that birth parent information potentially can be important because of the medical history component.

Lucas County Probate Court Judge Jack Puffenberger told Toledo Free Press he finalizes about 220 to 250 adoptions each year. Puffenberger in February briefed a committee of the Ohio Probate Court Judge Association on the pending legislation during a conference in the capital.

Currently, adult adoptees born between 1964 and 1996 who want to obtain their original birth certificate must pay a $50 fee to file a petition with the Probate Court, which then determines if a release from the birth mother is on file, in which case the birth certificate is made available. In cases where no release is on file, Puffenberger said the petition can languish indefinitely.

“A lot of adoptees are confused about what rules apply to them,” Puffenberger said. The new law would allow adoptees to go directly to the Bureau of Vital Statistics to obtain their birth certificate. Judge Puffenberger said the new law “does not significantly impact the operation of our courts” but maintained it “will clarify the process” of adoptees obtaining their original birth certificates.

No opposition to the new legislation has materialized from birth parents who might oppose having their identities revealed, according to Pelanda.

One birth mother in Lucas County, Kate Oatis of Maumee, told Toledo Free Press she supports the new law.

As a single coed in 1980, Oatis got pregnant while away at college. “We were in love and had a relationship,” she explained. But personal circumstances ultimately led Oatis to give her daughter up for adoption at birth.

“The emotional toll is quite huge when you give away a child,” Oatis said. About five years ago she made contact with her daughter, a teacher in New York. But Oatis has regrets. “I wish I’d never done it now,” she said about giving up her baby for adoption. “It’s a trauma.”

Oatis, for whom “abortion was never an option,” recalls being counseled during her pregnancy by an anti-abortion group near her college. Today, she believes every pregnant woman who is considering adoption should hire her own counsel instead of relying on advice from someone representing a group that might have vested interests in placing babies with adoptive parents.

As for how other birth parents may view the new legislation, Oatis said, “I can’t imagine anybody standing up and saying, ‘Don’t give them the right to their birth certificate.’

“It’s always better to live in reality,” she said.

Bill sponsors Reps. Nickie Antonio (front) and Dorothy Pelanda (rear). Photo by Margaret Sabec.

Bob Dylan to perform April 21 at BGSU

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Legendary musician and cultural icon Bob Dylan will perform Tangled up in RED: An Evening with Bob Dylan at Bowling Green State University’s Stroh Center on April 21.

All proceeds from the event will benefit the programs and services of the American Red Cross of Northwest Ohio, including disaster preparedness, disaster relief and recovery assistance, support for military members and their families, health and safety training and more, according to a news release.

The Los Angeles-based folk-rock band Dawes will open the show at 6:30 p.m. Dylan will take the stage at 8 p.m.

Tickets go on sale at 10 a.m. March 8 at the Stroh Center box office and at ticketmaster.com. VIP tickets are $125 and are available exclusively through the American Red Cross of Northwest Ohio, by calling (419) 329-2573. Student tickets are $25 and available with a student ID at the Stroh Center box office.

Dylan, who is perhaps best known for his era-defining work, including “The Times They Are A-Changing,”  “Blowin’ In the Wind” and “Like A Rolling Stone,” released his 35th studio album, “Tempest,” last fall.

‘SNL’ alum Jim Breuer coming to Fat Fish Blue March 8-9

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The last time Jim Breuer was in Toledo, he was working on a set of material for a new comedy special being filmed shortly after his Glass City appearance. Now, that special is recorded and ready for distribution. So, what’s Breuer working on this time? Another new special, of course.

“The one that’s filmed comes out this spring — it’ll come out on [premium cable channel] Epix and Netflix,” Breuer said in an interview with Toledo Free Press Star. “So this one I’m working on a whole [new show]. Just started last week and this has got a lot of new material that no one has ever seen before.”

There’s no rest for the seasoned comic. The veteran of “Saturday Night Live,” “Half Baked” and more clearly does not believe in resting on his laurels as he prepares to play the Funny Bone at Fat Fish Blue in Perrysburg on March 8 and 9. He said that developing new material can be a little nerve-racking — but he wouldn’t have it any other way.

“It’s a little spooky at first, but I freaking love it. Last week in San Jose, [Calif.], I did pretty much a whole new hour and got a standing O. I was so freaking excited. Because, you know, I have all the material to fall back on, just in case. When I’m doing all the newer stuff, I’ll give them all the other stuff they still haven’t seen yet.

“And I’m pretty confident, too,” Breuer added. “Nobody’s seen all the stuff that I’ve already put on film that hasn’t been released yet. So I’m already locked and loaded with an hour and a half, two hours of playing material.”

Breuer also has another advantage — a seemingly effortless connection to area audiences, exemplified by the tremendous response he’s gotten with each trip through the Glass City.

“For one thing, I consider that area kinda blue-collar, and I relate really well to blue-collar. I grew up like that, my dad grew up in that area,” he said. “So I think that just the blue-collar mentality of how that area grew up, I can relate to it really well.”

In addition to the pressure of developing new material, there’s another facet of Breuer’s new direction. While for years the comic played for a largely adult audience with a more mature set of material, in recent years he’s toned down his act into something a little more family-friendly — a shift that is beginning to pay dividends in the makeup of his audiences.

“I’m starting to see multigenerations showing up. And it’s probably the best stand-up I’ve ever had, hands down. In the past, I was really just trying to — I don’t wanna say ‘shock’ ‘em, but really trying to appease the audience. Well, now, I’m appeasing myself and not trying to appease an audience to just be funny in general. Where now, I think I hit every demographic.”

Many audiences are familiar with Breuer from his most famous gigs, though, most significantly his three-year run as a cast member on NBC institution “Saturday Night Live.” Still, if you ask the man himself, he is much happier being in control of who and what he is onstage every night nowadays.

“‘SNL’ is a different beast. You gotta do characters, and you’re trying to appease an audience. You’re in a certain mold, you’re forced to be in a certain mold. Stand-up, I’m a free entity. I get to go far and wide and do what I want. I’m not edited, and I’m not trying to be a character or do a specific type of comedy.”

That joy of freedom extends now to the way his specials are distributed in the age of streaming video. “In the past, we were kinda pigeonholed with Comedy Central and HBO, or [another] cable network. And the big problem with that is, once they air it, you gotta hope they air it enough times for people to see it, and you’re really only looking at a one-month run of certain times.

“So when Netflix came, I thought this was a perfect match, because I don’t fit on Comedy Central. Their audience is really young boys. Young, like, juvenile-type boys. My audience has broadened. So you’ll be able to watch me at any time. You can download me at 10 am, you can watch me in front of your family … I like that I have that kind of full access now. I like that I don’t have a network going, ‘He’s on at 1 a.m.’ I mean, what kind of parents are up at 1 a.m. to watch me, when they’re my target audience?”

He hasn’t forsaken cable entirely, though — Breuer is also working on a pilot for VH1, as well as a complete revamp of his website. But don’t expect the ever-busy Breuer to completely embrace social networking just yet.

“The tweeting’s not gonna get people in the club. It’s nice for publicity or whatever, but my wheelhouse is onstage. When I’m home, I’m home. I’m a father, I’m also a son with an elderly father who lives with me. I don’t have time to try and be funny all the time. There’s a human side to everyone. I really don’t have that energy that I feel like I need to be on 24/7.”

Consultants recommend firing of top BOE officials

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Updated with BOE meeting information at 2 p.m. Feb. 26:

On Feb. 25, consultants tasked by the Ohio Secretary of State with evaluating the Lucas County Board of Elections recommended that Director Meghan Gallagher and Deputy Director Dan DeAngelis be fired. However, at a Feb. 26 board meeting, no movement was made toward removing either employee.

Also on Feb. 26, Ohio Secretary of State Jon Husted officially removed the Lucas County Board of Elections (BOE) from the Secretary of State’s Office (SOS) administrative oversight and assistance.

In August 2012, the SOS placed the BOE under the oversight of special masters and then appointed two consultants, citing a dysfunctional board culture. Jim Ruvolo, a Democrat who served on the BOE from 1976-82 and from November 2011 to February 2012, was one of the consultants. Jon Allison, a Columbus-based attorney and Republican, was the other. The men received $7,500 each for their work, with Allison receiving $1,000 more to compensate him for travel and lodging.

The consultants presented their report at a Feb. 25 news conference. It read: “We conclude that the Lucas County Board of Elections as presently situated is devoid of management leadership, is without most of the basic organizational structure, policies and procedures necessary to function as an accountable government entity and is culturally plagued by mistrust and fear.”

Fundamental things

In a Feb. 25 interview with Toledo Free Press, Husted said, “The only thing that surprised me [about the report] is just how many things are wrong [with the BOE]. There’s some pretty fundamental things, things like not even having a simple organizational chart.”

The next day in a letter written to board members, Husted wrote, “With yesterday’s release of Mr. Allison and Mr. Ruvolo’s report and recommendations, you have been provided with a roadmap to place the Lucas County Board of Elections on track. My office has provided you with all of the tools and resources that we can reasonably provide.”

�?Absolutely not’

Jon Stainbrook, board member and chair of the Lucas County Republican Party, stressed that the report was a recommendation and board members were “absolutely not” firing Gallagher or DeAngelis.

At the Feb. 26 board meeting, Stainbrook introduced a resolution that would eliminate many nonsenior level BOE positions and then require those employees to reapply for their jobs. He cited the employees as the one constant at the BOE since board members and directors frequently leave.

Board Member Anthony DeGidio said he was not prepared to vote on that measure at present and the BOE took a recess to discuss the matter privately. After the recess, Chairman Ron Rothenbuhler said the motion had died without a second.

The Lucas County BOE was the only board in Ohio under the oversight of the SOS during the 2012 elections. In late November 2012, h

aving given the BOE time to focus on the election, the consultants interviewed the board members, special masters, director, deputy director and six other board employees to create

their recommendations.

Allison said that while it is the nature of BOEs to be made up of members of opposing political parties, “In most of the counties in the state, the vast majority of the counties in the state, the Republicans and Democrats find a way to get together to work out their differences.”

In their report, the consultants recommended that the Lucas County BOE immediately remove Gallagher and DeAngelis and that the SOS appoint special masters to manage the BOE’s daily work until the new director and deputy director start, which was advised to take place by May 1.

By July 1, an evaluation of the effectiveness and appropriateness of BOE employees’ duties should also take place, according to the recommendations. And by no later than Aug. 1, the board should make the policy changes necessary to “remedy each of the deficiencies described in this report and take action to train all board employees.”

The deficiencies were grouped into three areas on the report: fundamental government entity management, organizational deficiencies and cultural deficiencies.

In terms of fundamental government entity management, Allison said the BOE does not put together a yearly line item-based budget or possess a table of organization, personnel procedures and policies and performance metrics.

“All those things are basic building blocks and the voters and taxpayers of Lucas County should expect that those fundamentals are in place,” Allison said.

Under organizational deficiencies, the report referred to the BOE’s management of physical assets like printers, copiers and computers as “embarrassingly lax.” The consultants also recommended that the BOE’s senior management organize a weekly forum where employees and higher-ups can communicate and develop plans to improve performance. The BOE should also improve its records and information storage, according to the report.

�?Unhealthy’ and �?aggressive’

The cultural deficiencies section referred to the relationship between Gallagher and DeAngelis, using words like “unhealthy” and “aggressive.”

“There is no working relationship. There is no communication. It’s a situation that is built on paranoia and mistrust,” Allison said.

He added that board members must be mindful that they set the tone and appear civil and professional.

Ruvolo, who said he left the BOE due to his travel schedule, said he felt frustrated while serving.

He also said of his role as a consultant, “I knew there would be questions about my impartiality and quite frankly this is too important,” adding that he did not seek out the position, but was appointed.

“This report reflects [my and Allison’s] recommendations, me with perhaps more knowledge than I should have had. But I think it’s important that I had some knowledge.

“We want people to know that their vote is going to be accurately counted and that it’s going to be fair. And quite frankly, I don’t think the citizens of Lucas County have had that faith for a long time,” Ruvolo said. “So we’re making those recommendations understanding that we’re affecting two lives and perhaps more than that.”

After the Feb. 25 news conference, Stainbrook said, “This is a report done by two people, [one] from an outside law firm in Columbus and one of those people was Jim Ruvolo, who sat on the board and was responsible and has to take responsibility for many of the tie votes and much of the discord at the board.”

“Why he was chosen for this report, I don’t know,” Stainbrook said, adding however that he is prepared to move forward and work with Rothenbuhler, also chair of the Lucas County Democratic Party, to deliver “the best elections possible.”

Both he and Rothenbuhler said that the BOE does have some of the mentioned procedures in place.

Rothenbuhler said, “Certainly to say [policies and procedures are] nonexistent is just not a fact, [although] they may need some drastic revisiting. The board’s going to take the recommendations under advisement and make sure before we take any quick or hasteful actions, that it is part of the solution.”

Stainbrook said, “I just don’t think these gentlemen looked far enough into the details to know what we actually have, so we will do a line by line, you know, rebuttal answer to this report.”

However, he added later that the BOE probably agrees with 90 percent of the report’s findings.

He also pointed out that Gallagher, who replaced former Director Ben Roberts in February 2012, hadn’t served in her position long.

“Meghan was hired, what, five months before the Secretary of State came in? … How can you be held accountable for something that happened for five months?”

Husted said that “given how many times we’ve been through this,” he is confident that the BOE will implement the consultants’ recommendations.

�?Question the messenger’

“The expectation is that they will take the recommendation of the report and act on that,” Husted said.

He added, “Mr. Allison and Mr. Ruvolo are very talented and they certainly demonstrated that they could work together on putting a good report together.”

Husted said of Stainbrook’s remarks, “When you don’t like the results of what you get, you question the messenger.”

Allison said that because of safeguards in place and the special masters, he saw no issues in the counting of votes in the November 2012 election. Still, if corrections aren’t made, the deficiencies may “creep” into other areas, he stressed.

Also at the meeting, Stainbrook said that the search for a new office space capable of handling the BOE was to be “re-energized.” The consultants’ report recommended that the BOE consolidate its offices and warehouse operations.

Board Member John Irish said he was prepared to vote for all the consultants’ recommendations, but was told by Rothenbuhler that that was inappropriate. Irish then requested that Gallagher and DeAngelis present the BOE with an organizational chart, a progressive discipline policy, a plan for dealing with physical assets and a policy for board members dealing with middle management by the next meeting.

DeAngelis said he and Gallagher were working on presenting a new policies and procedures manual.

The BOE is slated to reconvene March 19.

‘Playing Nightly’: New documentary features Toledo musicians

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Five prominent Toledo musicians are the subjects of the new documentary, “Playing Nightly.”

Jeff Stewart, Johnny Rodriguez, John Barile, Bobby May and Kyle White are featured in the film, which will premiere March 5 in Maumee. Toledo natives Jason Hamilton and Mike Malone produced the film.

Hamilton, also a director, started making a film about a guitar player years ago, but the project’s financing fell through. However, he still wanted to make a film about professional musicians.

Toledo musicians, from left, Bobby May, John Barile, Mike Malone, Kyle White, Jason Hamilton, Jeff Stewart and Johnny Rodriguez. Toledo Free Press Photo by Joseph Herr.

“Sometimes we have a concept or are given a concept of what ‘making it’ is. What we lose sometimes is that people are making a living doing what they love and that’s pretty cool,” he said.

Hamilton and Malone, also a videographer, first worked together on 1998’s “The Toledo Conspiracy,” the first 35-mm feature film shot totally in Toledo.

Malone, a member of the band Locoweed, also brought his own experience as a musician to the film.

“It was a labor of love, I’ll tell you, it really was,” he said.

Toledo itself is also an integral character in the film.

“A lot of people, my wife for one and her sisters, think that this is a great thing for Toledo because it looks like Toledo is a really boppin’ town,” Malone said.

While the crew was filming a segment on May and Barile at Ye Olde Cock n’ Bull, a Toledo Mud Hens game got rained out.

“So it looks like there’s people walking around in the rain; that’s how happening Toledo is,” Malone said with a laugh.

Stewart, a busy singer/songwriter, added, “That’s how it is now. It’s starting to happen now a little bit. It’s happening in waves.”

“We have the ability to make a living here with our trade. People talk about how there’s so many gigs here. We can do that; we can work as much as we want and be comfortable.”

Barile, who has shared the stage with Jethro Tull and Foreigner, said he hopes the film gets big so people can see the quality of musicians Toledo has to offer.

“There’s awesome, awesome musicians in Toledo. I’ll put them up against any musicians in the country,” he said.

“[The musicians in the film] are all fantastic musicians and it takes a more or less special type of person to play music seven or eight times a week.”

Rodriguez, a longtime performer on the Glass City music scene who has performed with The Drifters, said with a chuckle, “I felt kind of humbled by the fact that I was featured [in the film].”

The musicians also said Hamilton and Malone put them at ease during the interviews and filming.

“They’re such easygoing guys. It was easy to get right into the plan,” said May, who is the inspiration for Crystal Bowersox’s “Grey Haired Rock Stars.”

White, who has been playing in Toledo for 15 years, said, “I didn’t feel weird or intimidated by it or anything. Just because these guys are so cool and made me feel really comfortable.”

Stewart said everyone came across authentically in the documentary.

“Once you started talking, Jason’s very good at making it conversational so you really started forgetting about the camera,” he said.

Hamilton said he allowed the musicians to tell the story rather than have a narrator.

“The interesting thing that we do with this is there’s no narration and we try to take the interviewer out of the equation totally … it’s a little different from a standard documentary you might see,” he said.

May chimed in, “And if it’s a huge success, can we do our own voices on the cartoon series?”

The producers plan to use any donations gathered at the Maumee premiere to enter the documentary into film festivals to build acclaim.

“The more we have of that, it will create a certain amount of awareness. With a documentary, you’re not going to see a lot of theatrical releases, but you can have an avenue for Netflix, iTunes, for those kind of structures,” Hamilton said, adding that he plans to continue to explore the Toledo music scene in future works.

Hamilton said his favorite part of the film is “when you hear people talk about their families and that life and kind of [developing] their original voices … that’s wildly interesting.”

Barile said his favorite moment of filming was talking about “his greatest performance” — playing guitar for his then 25-minute-old daughter Aria. She is now three and already a musician.

Hamilton said that while filming, he learned how close-knit Toledo musicians are, something the musicians also echoed.

“I thought it was awesome to be included with a group of such inspiring musicians who have been inspiring me musically over the years,” White said.

Hamilton and Malone also noted that the Toledo community has been supportive of the project. Many bars let them hang posters in their businesses, they said, and about 15 Toledo bars are featured in the film.

Barile credited Toledo with enabling him to perform for a living.

“People have always supported me on both a personal and professional level,” he said, later adding, “I can’t imagine having to wear a tie.”

“Playing Nightly” is 73 minutes long. The film will be shown at 7:15 p.m. and 8:45 p.m. March 5 at the Maumee Indoor Theatre, 601 Conant St., Maumee. A red carpet photographer will be on hand and a donation of $5 is suggested for attending.

May and Barile will play at an after-party at the Village Idiot, 309 Conant St., Maumee.

For more information, visit leatafilms.com.

Answering the call: McNamara enters mayoral race

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While a group of supporters and onlookers tightened their coats and stamped their feet against the cold, Toledo City Council President Joe McNamara appeared unaffected by a recent 30-degree morning in North Toledo, despite wearing just a suit and tie.

“We’re here today as a nod to Toledo’s past, to present a vision of Toledo’s future,” McNamara said Feb. 12, standing outside Fire Station 3 on Bush Street to officially announce his mayoral campaign.

“Toledo will keep me warm,” McNamara later joked to a reporter who asked if he was cold.

McNamara, an at-large councilman elected in 2006, chose the spot near the historic Vistula district because of his efforts to fix and reopen the station.

Echoing the famous words of Martin Luther King Jr., McNamara said he was “moved by the fierce urgency of now” to declare his candidacy.

“Some of my political associates have cautioned me that I should just run for another four-year term on Council or to run for something else and then run for mayor when covered, but I can neither sit back for another four years and watch Toledo continue to decline nor take some other position just to stay in elected office,” McNamara said.

Calling City Council “a dream job,” McNamara said he is proud of his record there, but feels he could do even more to help the city he loves from the mayor’s seat.

McNamara, who is also an attorney and practices law Downtown, said Toledo’s next mayor needs to be driven by a bone-deep passion for the Glass City.

“For this person, being mayor of Toledo is not a job, it’s not a paycheck, it’s not a path to PERS (Public Employees Retirement System), it’s not a stepping stone to higher office, it’s not something one does because they are retired from another career,” McNamara said. “Being mayor of Toledo during these difficult economic times is a calling, it’s a need, it’s a passion. It’s a burning desire to help this community and build the best future possible. I’m here today to tell you I feel this passion in my heart and in my bones.”

Toledo City Council President Joe McNamara announces his campaign for Toledo mayor on Feb. 12 at Fire Station 3 in North Toledo. Toledo Free Press Photo by Sarah Ottney.

McNamara didn’t mince words about Toledo’s struggles, but also never wrote it off as hopeless.

“We have to be honest. We are losing this city,” McNamara said. “We lose this city with every kid who fails to graduate from high school. We lose this city with every kid who does graduate high school and moves away from Toledo. We’re losing this city with each home foreclosure and with every job that moves to the suburbs and every shooting that happens in our neighborhoods.

“Toledo deserves better. Toledo deserves safe, clean neighborhoods. Toledo deserves a strong public school system. Toledo deserves to have economic opportunities where anyone who is willing to work hard can raise a family and provide a better life for their children.

“But to have this future, we need to invest in ourselves now. We need to get the next election right. To breathe new life into the city, we need to breathe new life into the 22nd floor of [One] Government Center.”

McNamara, a Democrat, will face Mayor Mike Bell, a political independent in office since 2010. Alan Cox, a union president and neighborhood development specialist, and minister Opal Covey have also announced plans to run. Lucas County Auditor Anita Lopez has said she is considering, but has not officially declared.

Job creation

A major focus of McNamara’s administration would be creating jobs for Toledo residents, in part through economic development incentives.

“Studies on economic development repeatedly point to a self-evident fact: When people are gainfully employed, the entire community benefits,” McNamara said.

The more people working, the more money the city will collect in taxes, he said. Income tax collections were at their highest in 2007, totaling about $169 million. A year later — as the economy soured — collections dropped by nearly 10 percent, only to continue sinking by almost another 10 percent in 2009 before rising again in 2010. In 2011, the most recent available report, the city collected about $153 million.

Creating economic opportunities would be McNamara’s main “weapon” for fighting poverty, blight and crime.

“Toledo is facing many serious challenges and no matter how you look at it, the root of those problems is poverty,” McNamara said. “Poverty is growing in Toledo and this is unacceptable because the median income of our population affects everything.”

Economic development is the area where Bell has been the weakest, McNamara said.

“The City of Toledo’s economic development decisions have to be smart. We have to do better,” McNamara said. “We have to stop shooting from the hip and focus our sights on creating good-paying jobs for those who live in the city limits.”

McNamara said “the jury is still out” on the sale of the Marina District to Chinese investors, which Bell helped orchestrate.

“We hope they do something with it, but what jobs have been created?” McNamara said. “Selling city assets to foreign investors is not the same thing as promoting investment, as creating jobs, and that has to be the focus.”

Organized labor has to play a role in reaching that goal, McNamara said.

“The blaming of organized labor for our economic woes by some local and state politicians is wrong, counterproductive and politically motivated,” McNamara said. “It has to stop.”

Public safety is another area Toledo needs to improve, McNamara said, noting there are fewer patrol officers on the streets today than in 2009.

“We need to continue to hire police classes, not just to keep up with retirements, but to get back to our authorized strength,” McNamara said. “While new crimefighting technologies and strategies are promising, nothing compares to having a robust police force that can build community relationships and proactively address crime.”

The city also needs to balance removing blight without compromising the essence of its historic neighborhoods, he said.

“One of Toledo’s most amazing strengths is the diversity and uniqueness of its neighborhoods, but one of Toledo’s greatest challenges is the stability in the future of its housing stock,” McNamara said. “We have to be vigilant in removing blight but wary of the tear-down mentality that threatens the very building blocks of our historic neighborhoods.”

Family legacy

McNamara said he is passionate about upholding his late father’s legacy of service to Toledo.

McNamara was 6 when Dan McNamara, a former city councilman and Lucas County auditor, was killed in a freak traffic accident in 1983 where another car’s tire came through the windshield of his own.

Although his father was a Republican, McNamara has said their core beliefs are the same.

“When I read [his 1978 campaign manual] for the first time, I felt a very strong connection to my dad and what he believes,” McNamara told Toledo Free Press last year. “The desire to serve the public to the best of your ability is universal and is apolitical.”

McNamara’s mother, Jill Kelly, a former director of the Lucas County Board of Elections and former assistant Lucas County prosecutor, and his wife, Valerie Moffitt, who works for a community development corporation, are also inspirations, he said.

“Giving back to the community is a way of life in my family and we treat it like a calling,” McNamara said.

Bell’s response

Bell said he welcomed McNamara as a challenger.

“I do commend him for stepping up and committing to the race because these races are not easy,” Bell said.

However, the mayor took issue with several of McNamara’s assertions, including that his administration has been lax on public safety.

“Crime rate has been reduced by 18 percent in the last year and we’re on track to hire more police and firefighters than have been hired by anyone in the strong mayor form of government, so I think we’re committed to safety,” Bell said.

Counting the 30 firefighters and 50 police officers proposed in his 2013 budget, Bell will have hired 172 firefighters and 165 police officers since 2010, according to numbers provided by his office. That’s compared to 10 firefighters and 32 police officers hired by Mayor Jack Ford from 2002-2005 and 15 firefighters and 30 police officers hired by Mayor Carty Finkbeiner from 2006-09. Finkbeiner also hired 75 firefighters and 126 police officers during his first term from 1994 to 1997 and 69 firefighters and 93 police officers during his second term from 1998 to 2001.

Bell also disagreed with McNamara’s statement that he is disconnected from Toledoans.

“I think anybody who has ever seen me out anywhere would disagree with that,” Bell said. “As my staff commonly says, it commonly takes me 10 to 20 minutes to get out of a room. So I don’t believe I’m disconnected.”

Bell cited the Jeep plant expansion and Hickory Farms moving from Maumee to Downtown Toledo as examples of economic development that have taken place while he has been in office.

“I think that’s a good movement of people and money into Toledo, not to mention a lot of smaller businesses that have moved into the Downtown Toledo area,” Bell said. “So I think we’ve done a good job.”

Bell also noted that real estate prices on houses have increased 15 percent in the past year and revenue is up nearly $20 million since 2010.

Comparing himself to McNamara, Bell told a Blade reporter Feb. 12, “I have more spinal cord than he has.”

Asked to expound by Toledo Free Press, the mayor said he was referring to the common understanding of the term backbone.

“Tenacity. The ability to make a decision and stick with it,” Bell said. “I’m not trying to be insulting, but I believe he would be more wishy-washy. Easier to influence. And [he’d] probably take us back where we just came from.

“We have worked very hard the last few years, not only locally but nationally and worldwide,” Bell said. “For many people that has been a very uncomfortable experience. Many people would like to leave things how they were in 2010, with an unbalanced budget in the red and no idea how we were going to fix it. What I had to do was create some major changes in the system to make sure our budget was in balance. I don’t believe he has the ability to stand firm enough on decisions like that to be able to protect the City of Toledo.

“I just look forward to the election period,” Bell said. “It’s going to be fun.”

Largest campaign loan

According to end-of-year campaign finance reports filed in Lucas County on Jan. 31, McNamara leads Bell in fundraising efforts.

McNamara reported $57,258 in contributions during the last six months of 2012, for a balance of $69,524. Bell reported contributions totaling $11,340 during the last six months of 2012, ending the year with $46,701 in his campaign account.

However, McNamara also continues to carry the largest outstanding loan by far, with $112,902 in personal loans to Friends of Joe McNamara reported, dating from 2006. That’s compared to no outstanding campaign loans for Bell.

Potential mayoral candidate Lopez raised $27,745 in the last six months of 2012, ending the year with a $47,209 balance. Her report lists an outstanding loan of $7,600, dating from 2004.

Supporter excited

North Toledo resident Chuck Sorensen attended the Feb. 12 announcement and said he appreciated McNamara’s fight to save the local fire station and supports his bid for mayor.

“I’m excited at the prospect,” Sorensen said. “There has definitely been an increase in poverty and I’m concerned about the level of crime. I like his focus on economic benefit for the city.”

For more information, visit www.joefortoledo.com.